Car Accidents Involving Tourists in Miami
Around 34 million tourists come to Florida annually, which usually makes it the most traveled-to state in the entire United States. This increase in visitors also brings a higher chance of car accidents. Because of how many variables these accidents involve, these matters can be particularly challenging for everyone involved. Car accidents are often more complex when they involve a tourist, given the potential for out-of-state insurance policies and unfamiliarity with local laws.
Your First Steps After a Florida Car Accident
After an accident with a tourist, the first step is to stay calm and ensure everyone is safe. Report the accident to local police and emergency services. Check for injuries. If there are injuries, get medical treatment right away. Remember, Florida law requires drivers to have no-fault insurance, which covers injuries in a collision. To use your Personal Injury Protection (PIP) insurance, you must get medical treatment within 14 days. Documenting the scene with photos can be crucial for your claim.
Note the time, location, and any relevant road conditions. It's also helpful to write down your version of events while they're fresh in your mind. Many people will have difficulty remembering key details days or even hours later. Contacting your insurance company promptly is important, but be cautious about discussing fault until you consult a lawyer. If you are seriously injured, you can pursue damages against the tourist driver if your PIP does not cover all expenses. Although Florida gives you ample time to file a lawsuit (four years), taking immediate action increases your chances of recovering these damages.
What to Document After an Accident
Exchange information with the other driver. This includes contact and insurance details, license plate, and vehicle information. Gather information from passengers and witnesses, too. This is important if you need to file a lawsuit (or defend yourself against one) later. Next, file a claim with your insurance, even if you think the other driver was at fault. Your insurance will investigate who was at fault and the damages owed. Understand that dealing with out-of-state insurance might require additional steps.
Be prepared to provide detailed information to your insurer to facilitate the claims process. Record all communications with your insurance and the other driver’s insurance company. If the tourist's insurance company contacts you, refer them to your lawyer because it eliminates the possibility of saying something detrimental. Florida’s Long-Arm Statute might allow you to pursue a case against a nonresident. The state also uses comparative negligence, meaning drivers could share fault. Lawyers can help determine if you should file a lawsuit, even when fault is unclear.
Get Experienced Legal Support to Recover Damages
Tourism is a major industry in Florida, increasing the chances of tourists being involved in accidents. If you or someone you know has been in an accident with a tourist, consider talking to a lawyer for help with your claim. We have over 35 years of litigation experience and know how to help injured drivers recover damages. Contact us to schedule a free consultation.
